Advice defined by how we are structured, not what we sell.

Yes. TAGStone Capital, Inc. is a registered investment adviser and acts as a fiduciary to its clients at all times, which means we are required to put your interests ahead of our own. We do not sell products, earn commissions, or receive compensation from fund companies. Our only compensation comes directly from the clients we advise.

TAGStone is fee-only. We are paid solely by our clients, through an advisory fee based on the assets we manage, billed quarterly. We receive no commissions, no revenue sharing, no referral fees from product providers, and no compensation of any kind from third parties.

See our standard fee schedule

TAGStone has set a minimum account size of $1,000,000 and a minimum annual fee of $10,000, and in some circumstances we deviate from that. Accounts held by family members and related entities can be combined to meet it. If you are near the minimum, or expect a liquidity event that would carry you past it, call — that conversation costs nothing.

Our standard fee starts at 1.00% on the first $1,000,000 and declines in tiers as assets grow, to 0.40% on assets above $25,000,000. Because the rate is tiered, the blended cost falls as the relationship grows — roughly 0.78% at $6 million, 0.65% at $10 million, and 0.51% at $25 million. There is a $10,000 annual minimum.

See the full fee schedule

TAGStone provides integrated wealth management: investment management, retirement and cash-flow planning, tax-aware portfolio construction, charitable giving strategy, and coordination with your estate plan. Clients receive both ongoing portfolio management and continuous planning as one engagement rather than as separate services. We do not provide legal or tax advice, and we work alongside your attorney and CPA.

Client assets are held at an independent, third-party custodian — primarily Charles Schwab — not at TAGStone. You open the accounts in your own name, you receive statements directly from the custodian, and you can see your holdings at any time. TAGStone never takes possession of your money; we are authorized to manage the accounts, not to hold them.

Directly and routinely. Much of our work touches estate documents, trust structures, and tax returns, so we coordinate with the professionals who prepare them rather than working around them. We will join meetings, share projections, and make sure the portfolio reflects what the estate plan actually says. If you do not have an attorney or CPA, we can introduce you to several.

TAGStone builds globally diversified portfolios using institutional-class funds and strategies with low expense ratios, designed around each client's goals, time horizon, and tax situation rather than around market forecasts. We use academic research rather than forecasting, invest for the long term, and do not attempt to time the market. We rebalance deliberately, pay attention to tax location and cost basis, and document the reasoning.

Tax management runs through the whole portfolio, not just the year-end trades. We place assets deliberately across taxable, tax-deferred, and Roth accounts, favor low-turnover institutional funds and ETFs, select tax lots with cost basis in mind, and harvest losses where the trade is worth making — then carry those losses forward against future gains.

We coordinate with your CPA before acting on anything with a tax consequence. We do not provide tax advice.

Yes. Most portfolios are built with institutional funds and ETFs, but we also use separately managed accounts — including direct indexing, which holds the individual securities of an index in your own account so that gains and losses can be managed at the position level.

For qualified clients, we also provide access to private market investments. Private market strategies are available only to investors who meet the applicable eligibility standards, are illiquid, and are not suitable for every portfolio.

Established clients typically meet once a year for a full review, with two to three phone or video check-ins in between. We also meet whenever something changes — a liquidity event, a death in the family, a business sale, a new trust — and Reid reaches out directly during periods of significant market volatility rather than waiting for the next scheduled meeting.

Between meetings you receive quarterly performance reporting, custodian statements, and written commentary. You can reach Reid directly by phone or video; there is no service tier and no call center.

Yes, and it is a significant part of our practice. TAGStone manages assets for revocable and irrevocable trusts, estates in administration, charitable remainder trusts, donor-advised funds, private foundations, and endowments. We work regularly with corporate and individual trustees and are accustomed to the reporting, distribution, and fiduciary-accounting requirements those accounts carry.

Start with an introductory call. The first conversation is a conversation, not a pitch — we talk about what you are trying to accomplish and whether TAGStone is the right fit. If it is, we review your current holdings, tax situation, and estate documents before recommending anything. You can schedule a call directly from this website.

Schedule a call with Reid